TM875

Okay,

Today I got a stupid parking ticket (leaving car in fire lane). $25 fine, no problem. However, my family seems to think that since they have my liscence and registration number, it's going to

a) Raise my insurance
b) ruin my credit rating


Does anyone know if this is legit? I thought that insurance companies were only contacted if it was a moving violation (ie: speeding). Would they really dick over my insurance over just a minor parking ticket?


Any stories/information would be appreciated.

lakefire

Not sure about the insurance part... But it wouldn't ruin your credit rating unless you refused to pay.

__________________
.lakefire

Peryn

25 for leaving car in fire lane? Wow...i would take that and be happy. I would expect a much higher fine. Anyway, i though only moving violations affected your insurance, but i could be wrong. Give them a call and ask them. Does the ticket indicate who your insurance company is? If not...they may not even report it to them.

I have a feeling that fine is just like any other parking ticket (such as parking w/o a permit at a school or something). I know other parking ticket incidents dont lead to insurance increases.

__________________
Dont cry kid, It's not your fault you suck.

Bossnass

In my neck of the woods (Alberta) you wouldn't get demerits (or the potential corresponding insurance increase). No demerits for parking tickets, photo radar, etc.

j8ear

Why do they have your License Number? (Or do you mean license plate number?)

Unless the ticket is TO YOU, instead of the vehicle...then I can't think of a way to hold YOU responsible for it, other then the registration will eventually be suspended if you don't pay it.

Around my parts only violations which results in drivers license points can effect your insurance.

-bear

__________________
It's alot easier to ask for forgiveness then it is to ask for permission.

tritium

No, it should have no effect on your insurance rates or credit rating. Like most parking tickets, there is no sure fire way to *know* that you were driving the car when it was parked. Therefore, you cannot be held accountable for the matter. However, being that you are the car's owner, you must pay the fine to cover the issue over the car being parked -- the ticket is on the car's record, not your's.

__________________
Blah.

Ilow

I agree with all of the above. If you still aren't sure you usually get a list of the points for various offenses from insurance companies with your policy or you could request another one; that should tell you anything that would cause you to earn points which to my knowledge are the only things that raise rates. I have never heard of parking tix being one of them. Good luck.

__________________
"Religion is the one area of our discourse in which it is considered noble to pretend to be certain about things no human being could possibly be certain about"
--Sam Harris

KeyserSoze

It's a parking VIOLATION! It has no bearing on your insurance premiums. Only moving violations dictate your insurance rates.

Now it will affect your credit if you don't pay it and it goes to collection.

__________________
THERE IS NO KEYSER SOZE!!

TM875

Allright-

Paid it, no big deal. The only thing that concerned me is that the dickhead cop wrote down my license number (read: actual license, ie: the card that you carry, not just the plate). This is why I'm afraid that it might get back to me.

__________________
"I've made only one mistake in my life. But I made it over and over and over. That was saying 'yes' when I meant 'no'. Forgive me."

tommyboy

The cop is a "dickhead" because YOU parked in a fire lane?

ChickenNinja

And writing down your license number is pretty standard practice.

__________________
Someday someone may kill you with your own gun, but they should have to beat you to death with it because it is empty.

mystix

i got a parking ticket b4 too, didn't do anything to me except make me pay a fine

matt_mll

non-moving violations (ie parking tickets, tinted windows, >db limit) will do nothing to your insurance or credit raiting. Your family was pulling your leg.

Moving violations (i.e. speeding, dui, reckless) on the otherhand will mess things up. Usually insurance companies allow for 1 speeding ticked per year or per 3 years w/out raising rates, but not so for dui & reckless.

blockmaan2000

Pay the ticket, problem solved. It's not a moving violation so no points with your insurance company. Don't sweat it.

Chingal0

No way dude, all traffic cops are dickheads. Granted they are just doing their jobs, its their own fault for making their profession one that would ruin someones day. I could take a shit on someones salad as I tell the server to pick it up, but thats not standard practice! Unlike the traffic cops that wait in dark corners of the universe, waiting for you to go 12.3 miles over the speed limit, then nailing your ass for it. This coming from someone who is currently in a 2 month suspension for having too many speeding tickets, so it is probably a bit bitter and biased, but still. Asses.

__________________
"Eventually I became too sexy for my gym membership fee."

Vespertine

Bingo.

Destrox

a) no
b) only if you dont pay it.

And dont be angry at the cop for doing his job of keeping the firelane safe from people who wish to park there and take a chance of risking other peoples lives incase a fire were to break out.

I wish they would charge people a good 200$ for parking in firelanes, it pisses me off to see the ignorance of people at public places.

__________________
You bore me.... next.

omega2K4

If you pay it off you should be fine. Your family is just being paranoid.

__________________
"While the State exists there can be no freedom. When there is freedom there will be no State." - Vladimir Ilyich Lenin

"Reason has always existed, but not always in a reasonable form."- Karl Marx

kazoo

The store where I worked years ago had a huge parking lot, yet every now and then, some putz was too friggin' lazy to put his car in the approved location. Two local officers worked for us part time, and we'd manage to keep the customer occupied long enough for a marked car to arrive and ticket the SOB.

__________________
There ain't nothin' more powerful than the odor of mendacity -Big Daddy

Destrox

Lol, thats just great!

Teach them ppl.

__________________
You bore me.... next.

TM875

::cough:: car was running. If there was an actual fire, I would be able to move it. Moreover, it was only for a short period of time. There should be a limit on fire lanes, such as 15 minutes.

As for traffic cops, fuck them all. Traffic laws, on the whole, are useless shit. There should be no traffic law - everyone does what is naturally the safest method. Any law that we break is essentially useless - if we're able to break it, and not kill anyone, then there is no need for said law.

__________________
"I've made only one mistake in my life. But I made it over and over and over. That was saying 'yes' when I meant 'no'. Forgive me."

NoseyJoe

whenever i get a parking ticket it doesnt affect my insurance . . .

__________________
"the only difference between suicide and martyrdom is press coverage." -- Chuck Palahniuk

Ilow

alright, simmer down, this is just taking it to an unnecessary extreme. I don't have the time to dissect all the errors in logic here, but IMHO there are many. For god's sake you took a chance and parked in a fire lane, and it bit you in the ass. You paid the ticket, just move on.
*end of rant*

__________________
"Religion is the one area of our discourse in which it is considered noble to pretend to be certain about things no human being could possibly be certain about"
--Sam Harris

big_bubba

If you knowingly parked in the fire lane, pay the ticket and learn a lesson. They have fire lanes for a reason--and parking isn't one of them.


Again--you HAVE to follow the laws. Don't like 'em? Tough shit. Boo fuckin' hoo. Your day was ruined because you have to pay a $100 fine. How do you think the guy whose house burned to the ground because you were parked in the fire lane and they couldn't get through in time feels?

Asshole. Thanks for bringing up insurance rates for all us sane drivers.