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non-moving violations (ie parking tickets, tinted windows, >db limit) will do nothing to your insurance or credit raiting. Your family was pulling your leg.
Moving violations (i.e. speeding, dui, reckless) on the otherhand will mess things up. Usually insurance companies allow for 1 speeding ticked per year or per 3 years w/out raising rates, but not so for dui & reckless.
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