Tilted Forum Project Discussion Community  

Go Back   Tilted Forum Project Discussion Community > Chatter > General Discussion


 
 
LinkBack Thread Tools
Old 09-17-2007, 07:14 PM   #1 (permalink)
part of the problem
 
squeeeb's Avatar
 
Location: hic et ubique
that visa commercial is bull

have you seen that visa commercial where everyone is busily engaged in commerce, and someone pulls out cash and everything stops?

THAT IS BULLSHIT.

anyone who works in retail knows, cash is quick. i can understand bagging on the slowness of checks, most people have been behind the lady in the supermarket who decides to fill out her check, date and all, right there AFTER everything is rung up and bagged...

but cash is quick. no way can credit beat cash. at least in the store i'm working in right now, i have to wait for the credit machine to do it's magic, print out a reciept, guy signs, another receipt gets printed which is customers, etc.

i probably work in a more backwards old-skool type of store with outdated equipment. ok. but still, i don't see credit as being faster than cash.

so what is visa trying to pull? and how many people are watching that and thinking "yeah, stupid people paying in cash, slowing everything down! bastards!"

every time i see that commercial, it pisses me off...

if you work in retail, do you think cash is slower than plastic? if you shop, do you rather pay in cash or plastic?
__________________
onward to mayhem!
squeeeb is offline  
Old 09-17-2007, 07:18 PM   #2 (permalink)
... a sort of licensed troubleshooter.
 
Willravel's Avatar
 
Quote:
Originally Posted by squeeeb
THAT IS BULLSHIT.
LOL

Yeah. It's supposed to trick the TV watching zombie that cash somehow slows the process down.
Willravel is offline  
Old 09-17-2007, 07:21 PM   #3 (permalink)
Here
 
World's King's Avatar
 
Location: Denver City Denver
Yes. It is bullshit.


I would much rather have someone give me cash. Credit card machines never work.
__________________
heavy is the head that wears the crown
World's King is offline  
Old 09-17-2007, 07:24 PM   #4 (permalink)
Poo-tee-weet?
 
JStrider's Avatar
 
Location: The Woodlands, TX
yah that ad is totally BS
__________________
-=JStrider=-

~Clatto Verata Nicto
JStrider is offline  
Old 09-17-2007, 07:24 PM   #5 (permalink)
peekaboo
 
ngdawg's Avatar
 
Location: on the back, bitch
Ever get behind someone whose card won't swipe? Or it's denied? Or the swiper won't work....
One time, after returning to NJ after a long road trip, I needed to gas up and pulled into a very long line at the pumps. In NJ, we can't pump our own and seeing that line, I was already steaming and wishing i could just get my own damned gas....
The woman in front of me(now just one car back) handed her credit card to the attendant, who then walks to his booth to swipe it after which he has to go back and get a signature...*sigh*...the woman's card didn't work. So they do it all over again.
Yep, cash speeds things UP not the other way around.
__________________
Don't blame me. I didn't vote for either of'em.
ngdawg is offline  
Old 09-17-2007, 09:33 PM   #6 (permalink)
President Rick
 
mrklixx's Avatar
 
Location: location location
Of course there is always that octogenarian ,whose total is $2.98, insists on giving the 98 cents in as small of change as possible, which they have to rummage from the bottom of a change purse filled with buttons, efferdent, and nitro pills.
__________________
This post is content. If you don't like it then you are not content. Or perhaps just incontinent.

This is not a link - Do not click here

I hate animated avatars.
mrklixx is offline  
Old 09-17-2007, 10:01 PM   #7 (permalink)
Tilted Cat Head
 
Cynthetiq's Avatar
 
Administrator
Location: Manhattan, NY
really?

I can tap my card at Duane Read and McDonald's and there is no signature if it is under $25.

I'm out faster than anyone with cash, even if they have exact cash because it doesn't need to be counted.

http://www.mastercard.com/us/persona...cards/paypass/
__________________
I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
Cynthetiq is offline  
Old 09-17-2007, 10:31 PM   #8 (permalink)
don't ignore this-->
 
bermuDa's Avatar
 
Location: CA
In Japan there are a few electronic cash systems that work as simply as shown in the ad, and you can even wave your cellphone instead of a card. That said, I saw ONE person use it in almost a year, and it was because he was showing me how it worked. No doubt it's impressive technology, but it's far from replacing cash.

As for the ad, I am really annoyed by the look of condescension when the guy tried to use cash. I don't like either of visa's new commercials.
__________________
I am the very model of a moderator gentleman.
bermuDa is offline  
Old 09-18-2007, 01:50 AM   #9 (permalink)
Lennonite Priest
 
pan6467's Avatar
 
Location: Mansfield, Ohio USA
I know it sounds conspiratorial but, sounds like this is another hype to get rid of cash and go 100% electronic funds.

Why do they want that? Because there would be no bad checks, no loyalty to one's currency and it feeds everyone to live on credit.

If there is no loyalty to one's currency, it makes it easier to make a one world currency and then one world government.

I don't think the electronic money idea is all that bad, in that it's harder to have it stolen, and it makes it easier to make sure everyone who works is a legal citizen and pays taxes.

On the other hand, it makes it easier to watch who buys what, and again a one world currency that becomes a one world government.

Many pros and cons to this.... but I am thread jacking.

Sorry for thread jacking.
__________________
I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?"
pan6467 is offline  
Old 09-18-2007, 02:32 AM   #10 (permalink)
 
abaya's Avatar
 
Location: Iceland
Heh, Visa would be wasting their money to run an ad like that here in Iceland, because NO ONE uses cash anymore. I mean... no one. Every single place of commerce in Iceland has a swipe machine (they're very efficient, too), and every single person with a bank account has plastic. We're talking about debit cards here, btw... credit is only starting to make inroads (mostly for online purchases), but debit is ALL THE RAGE. There is really no place in the whole country where one would ever need to use cash.
__________________
And think not you can direct the course of Love;
for Love, if it finds you worthy, directs your course.

--Khalil Gibran
abaya is offline  
Old 09-18-2007, 03:47 AM   #11 (permalink)
Getting it.
 
Charlatan's Avatar
 
Super Moderator
Location: Lion City
I hate using cash.

I use my debit card 90% of the time. It doesn't cost me anything extra and takes very little time.
__________________
"My hands are on fire. Hands are on fire. Ain't got no more time for all you charlatans and liars."
- Old Man Luedecke
Charlatan is offline  
Old 09-18-2007, 03:58 AM   #12 (permalink)
peekaboo
 
ngdawg's Avatar
 
Location: on the back, bitch
Spouse uses his debit card 99% of the time, which keeps us in this quagmire of being broke; he even uses it when there's cash in the house. We're both also lax when it comes to writing the debits down so I never balance.
Checks I use for bill paying-but this past month someone at the bank wasn't paying attention and debited a $300 check as a $20 check; then, because we didn't write down 4 debits, we were technically overdrawn, but with the bank error, have more than $200 available...I'm sure they'll find it so this week's deposit won't get recorded in my ledger.
Charge cards aren't any better. I always think there's more there than there is and end up overcharging.
Ok...maybe I'm just really bad with money....

Carry on...
__________________
Don't blame me. I didn't vote for either of'em.
ngdawg is offline  
Old 09-18-2007, 06:57 AM   #13 (permalink)
Pissing in the cornflakes
 
Ustwo's Avatar
 
Even though I rarely use cash these days, I'm glad I'm not the only one annoyed by that commercial.

Its the implied peer pressure not to use cash message that really annoys me. It would be one thing if it was people writing a check, but cash takes no extra time these days as even the high school drop out at the cashier gets it done automatically. No thinking required.
__________________
Agents of the enemies who hold office in our own government, who attempt to eliminate our "freedoms" and our "right to know" are posting among us, I fear.....on this very forum. - host

Obama - Know a Man by the friends he keeps.
Ustwo is offline  
Old 09-18-2007, 07:45 AM   #14 (permalink)
part of the problem
 
squeeeb's Avatar
 
Location: hic et ubique
Quote:
Originally Posted by pan6467
I know it sounds conspiratorial but, sounds like this is another hype to get rid of cash and go 100% electronic funds.

Why do they want that? Because there would be no bad checks, no loyalty to one's currency and it feeds everyone to live on credit.

If there is no loyalty to one's currency, it makes it easier to make a one world currency and then one world government.

I don't think the electronic money idea is all that bad, in that it's harder to have it stolen, and it makes it easier to make sure everyone who works is a legal citizen and pays taxes.

On the other hand, it makes it easier to watch who buys what, and again a one world currency that becomes a one world government.

Many pros and cons to this.... but I am thread jacking.

Sorry for thread jacking.
i don't mind a good conspiracy thread jacking, and yeah, i kinda feel the same way, that it's trying to get us into only credit so "they" can watch what we buy and track us and crap...maybe not to control us directly, but to market better to us, which is still some kind of manipulation...
__________________
onward to mayhem!
squeeeb is offline  
Old 09-18-2007, 07:55 AM   #15 (permalink)
Psycho
 
serlindsipity's Avatar
 
Location: Boulder Baby!
yep, gotta admit our society is leaning that way. You can pay for parking with a credit card for christ sake! it scares me frankly. We have more faith in credit cards than cash, and if no one has noticed, credit cards have an amazing tendency to be too tempting for the weak of heart (and weak of paycheck) and thus drives our negative savings average up....
__________________
My third eye is my camera's lens.
serlindsipity is offline  
Old 09-18-2007, 07:57 AM   #16 (permalink)
Pissing in the cornflakes
 
Ustwo's Avatar
 
Quote:
Originally Posted by squeeeb
i don't mind a good conspiracy thread jacking, and yeah, i kinda feel the same way, that it's trying to get us into only credit so "they" can watch what we buy and track us and crap...maybe not to control us directly, but to market better to us, which is still some kind of manipulation...
While I don't think its a conspiracy, I do worry about a true cashless society. Just because something doesn't start out as a tool of oppression doesn't mean it can't turn into one in the wrong hands.
__________________
Agents of the enemies who hold office in our own government, who attempt to eliminate our "freedoms" and our "right to know" are posting among us, I fear.....on this very forum. - host

Obama - Know a Man by the friends he keeps.
Ustwo is offline  
Old 09-18-2007, 07:58 AM   #17 (permalink)
Upright
 
That's true. I never thought of it that way. That negative savings average is a bad thing to rack up. People should be a little more cautious when using credit cards.
__________________
I'm currently trying a 10 day body detox and I feel great.
varrybarry is offline  
Old 09-18-2007, 08:01 AM   #18 (permalink)
Asshole
 
The_Jazz's Avatar
 
Administrator
Location: Chicago
I am SHOCKED, SHOCKED I tell you, that a company would air an ad that made their product look better than it does.

I am off to go drift my car across the desert and drink beer with bikini-clad supermodels.

Seriously, of course the ad isn't accurate. Why would it be?

Personally, I use a lot of plastic. Its more convenient for me. But I don't think that it slows anyone else down - or speeds things up.
__________________
"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
"There ought to be limits to freedom." - George W. Bush
"We have met the enemy and he is us." - Pogo
The_Jazz is offline  
Old 09-18-2007, 08:09 AM   #19 (permalink)
Kick Ass Kunoichi
 
snowy's Avatar
 
Location: Oregon
Quote:
Originally Posted by Cynthetiq
really?

I can tap my card at Duane Read and McDonald's and there is no signature if it is under $25.

I'm out faster than anyone with cash, even if they have exact cash because it doesn't need to be counted.

http://www.mastercard.com/us/persona...cards/paypass/
The only retailer with PayPass in my town is 7-11, though McDonalds is trying to catch up. Unfortunately, none of the banks here have started offering cards with PayPass.

I live off of plastic--a debit card. I've been using my debit card over cash since I came to college 7 years ago, because most places in this town accept plastic. In fact, businesses without plastic soon found they had to have credit card terminals in order to be competitive. There are only a couple of holdouts in town, but they're given a pass as they're more old-timers' bars than anything else.

And abaya, the phenomenon of debit cards is all over Europe, not just Iceland. I think the United States is a bit behind the times when it comes to adopting these technologies.
__________________
If I am not better, at least I am different. --Jean-Jacques Rousseau
snowy is offline  
Old 09-18-2007, 08:12 AM   #20 (permalink)
Tilted Cat Head
 
Cynthetiq's Avatar
 
Administrator
Location: Manhattan, NY
Quote:
Originally Posted by The_Jazz
I am SHOCKED, SHOCKED I tell you, that a company would air an ad that made their product look better than it does.

I am off to go drift my car across the desert and drink beer with bikini-clad supermodels.

Seriously, of course the ad isn't accurate. Why would it be?

Personally, I use a lot of plastic. Its more convenient for me. But I don't think that it slows anyone else down - or speeds things up.
I remember when credit cards slowed things down. The cashier had to open the book of lost/stolen cards and see if there was a match or call the 800 number for approval. Oh those were the slow days of credit.

Quote:
Originally Posted by onesnowyowl
The only retailer with PayPass in my town is 7-11, though McDonalds is trying to catch up. Unfortunately, none of the banks here have started offering cards with PayPass.

I live off of plastic--a debit card. I've been using my debit card over cash since I came to college 7 years ago, because most places in this town accept plastic. In fact, businesses without plastic soon found they had to have credit card terminals in order to be competitive. There are only a couple of holdouts in town, but they're given a pass as they're more old-timers' bars than anything else.

And abaya, the phenomenon of debit cards is all over Europe, not just Iceland. I think the United States is a bit behind the times when it comes to adopting these technologies.
oh and i can't tell you how many times the point of purchase credit card machines in Europe don't always work for for US cards. This was very true in Iceland driving up in Myvatn or in Western Fjords when the gas station was closed but the point of purchase pump was open. US cards were challenging in Spain, Finland, Austria in point of sale machines, regular hotel and dining wasn't a problem.

Now we have a bank card from Islandbanki now Glitnir. So no more troubles, and when we buy things for Icelanders they pay us in Kronur and transfer it into our bank account.
__________________
I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.

Last edited by Cynthetiq; 09-18-2007 at 08:17 AM.. Reason: Automerged Doublepost
Cynthetiq is offline  
Old 09-18-2007, 08:51 AM   #21 (permalink)
Submit to me, you know you want to
 
ShaniFaye's Avatar
 
Location: Lilburn, Ga
Not to take this conversation off track....but I watch this with a lot of interest as one of the "signs of end times" is a cashless society (for those of us that are believers and NO Im not trying to start any other kind of conversation here, Im just stating why I find it interesting)

I've always hated this commercial as I am one that strives to pay for things with exact cash when I can or as close to it as possible but I have to admit the convenience of my debit card is slowing taking over that habit
__________________
I want the diabetic plan that comes with rollover carbs. I dont like the unused one expiring at midnite!!
ShaniFaye is offline  
Old 09-18-2007, 09:29 AM   #22 (permalink)
Muffled
 
Kadath's Avatar
 
Location: Camazotz
I really prefer my debit card to cash. It's a hassle to make sure I have cash on me, and I only have cash when I'm going to need it. What makes my debit card faster than cash at the grocery store, for example, is that I can swipe my card while the clerk is scanning my purchases (when I don't use self-checkout). That way he or she just hits a button and I'm done.
__________________
it's quiet in here
Kadath is offline  
Old 09-18-2007, 09:36 AM   #23 (permalink)
Junkie
 
kutulu's Avatar
 
Quote:
Originally Posted by The_Jazz
I am SHOCKED, SHOCKED I tell you, that a company would air an ad that made their product look better than it does.
That's what I was going to say. What's next? A thread about how pissed we are that Axe deoderant doesn't make the chicks dig you?

That said, I love my debit card and it can definitely be faster than cash. You swipe and go through the menu while they ring you up. At the end you just press "ok." However, recently I'm trying out cash again. I'm trying to tighten up my budget as much as possible and because cash is tangible you can get paid, pay the bills and withdraw the amount that you want to limit yourself to for the pay period. You are much more aware of your spending when you have the paper money.
kutulu is offline  
Old 09-18-2007, 09:40 AM   #24 (permalink)
Psycho
 
RenaissanceII's Avatar
 
Location: Grand Rapids
Yeah that visa ad is bs..Trying to get the sheep to use the plastic (ie keep your hard earned moola in their financial institution), occasionally overdraw (to the tune of $29 a pop)and to make money off your money....

Reminds me of a funny but true ad. "I called my bank to report unauthorized withdrawls to my account.... Then I realized that it was my bank doing the withdrawing"

<rant>
And, do not get me started on cards that do not read...The problem in this state is not so much the bank cards as it is the state issued foodstamp cards...
</rant>
__________________
And the day came when the risk to remain tight in a bud was more painful than the risk it took to blossom.
Anais Nin


I Wish You Well.
RenaissanceII is offline  
Old 09-18-2007, 09:44 AM   #25 (permalink)
 
abaya's Avatar
 
Location: Iceland
Quote:
Originally Posted by Cynthetiq
Now we have a bank card from Islandbanki now Glitnir. So no more troubles, and when we buy things for Icelanders they pay us in Kronur and transfer it into our bank account.
Nicely done, bro!! We're Glinir customers as well. You've got quite a nice little system of "importing," there (and it's a good time to have kronur stored up somewhere, too).
__________________
And think not you can direct the course of Love;
for Love, if it finds you worthy, directs your course.

--Khalil Gibran
abaya is offline  
Old 09-18-2007, 02:20 PM   #26 (permalink)
Psycho
 
Jenna's Avatar
 
Location: Wisconsin
Yeah, I hate those commercials! But I also have a pure hatred for credit cards.
Jenna is offline  
Old 09-18-2007, 06:08 PM   #27 (permalink)
part of the problem
 
squeeeb's Avatar
 
Location: hic et ubique
Quote:
Originally Posted by kutulu
That's what I was going to say. What's next? A thread about how pissed we are that Axe deoderant doesn't make the chicks dig you?
don't get me started, i'm STILL pissed that it doesn't work....
__________________
onward to mayhem!
squeeeb is offline  
Old 09-18-2007, 06:30 PM   #28 (permalink)
...is a comical chap
 
Grasshopper Green's Avatar
 
Location: Where morons reign supreme
When I was a cashier, the number of people who didn't know how to use a debit/credit terminal blew me away. I had an older man once who was paying with his debit card, and his daughter was there to help him. I asked him if it was debit or credit (we had an old system in which the cashier had to manually enter in the type of card on the register, if they didn't match it would cancel out). He told me it was Visa. I explained that was fine, but I needed to know if it was a credit purchase or coming out of his checking account. He said...It's Visa! After him yelling it was Visa a couple more times, I told his daughter to punch in credit because I obviously couldn't make him understand the difference.

Also...as soon as the communication between the terminal and whatever it connects to goes down, you realize how INconvienent plastic can be.

Thank gods I'm no longer in retail.
__________________
"They say that patriotism is the last refuge to which a scoundrel clings; steal a little and they throw you in jail, steal a lot and they make you king"

Formerly Medusa
Grasshopper Green is offline  
Old 09-18-2007, 09:32 PM   #29 (permalink)
Life's short, gotta hurry...
 
Grancey's Avatar
 
Location: land of pit vipers
This summer Red and I were at Silver Sands outlets in Destin, Fl. After making our selections the cashier rang up our purchases including my coupons and discounts which amounted to quite a bit. After swiping my debit card, the system went down. We waited for several minutes while the manager scurried. There was a long line. Did we have cash? or a check? No to both. Not wanting to lose my discounts that were tied up in the purchase we had them set our stuff aside and we headed out in search of an ATM. The ATM at the outlet was down as well. We got in the car and drove around and found a working ATM not to far away. 30 minutes later we're back, completing the purchase. "We're so sorry for the trouble", they said. In the past I would always carry at least one check with me, but now I'm strictly debit and a small amount of cash. Recently, at a local mom and pop diner the system went down while we were eating, and when we were ready to pay they could only take cash. They knew us, so it was easy to just go to an ATM for cash and then go back and pay the bill. But that only worked because they knew us. I see a lot of potential problems in a strictly cashless society.
__________________
Quiet, mild-mannered souls might just turn out to be roaring lions of two-fisted cool.
Grancey is offline  
Old 09-18-2007, 09:49 PM   #30 (permalink)
Banned
 
It's not bull, though it's an unfair representation. It would be like saying that everyone is safe in cars now because airbags are available. Well, they are available, but there are still plenty of older cars rolling around which existed before airbags were so common, or at all available.

It's as simple as a quick swipe if you have a good receipt printer like a thermal, don't require signatures for the purchases, and use an internet connection instead of a telephone dial-in connection for transmission. A slower printer can add time, requiring signatures adds time, and using telephone dial-in for transmission takes a few seconds longer than an internet connection.

Really, though... why is anyone getting their underwear in a twist because it takes 9 seconds longer to take a credit card on a slow set-up than for cash? Maybe it's as much as 17 seconds if they have to sign for it.

The real issue is getting rid of checks as payment in stores. Those are a gigantic waste of time and check fraud is around $20 BILLION annually. Checks should be for the movement of finances, NOT for point-of-sale transactions. Bills/payments, interpersonal movement of money, and for purchases from business-to-business, absolutely... but not people in stores. Thankfully, most all restaurants no longer accept checks. I just wish retail stores would stop as well.

There is absolutely no advantage or reason to use a check to pay for something. Paper trail? You already use a ledger (and if you don't, then you have no excuse whatsoever) and get a receipt. That's all you need.
analog is offline  
 

Tags
bull, commercial, visa

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -8. The time now is 05:12 AM.

Tilted Forum Project

Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0 PL2
© 2002-2012 Tilted Forum Project

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360