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Spouse uses his debit card 99% of the time, which keeps us in this quagmire of being broke; he even uses it when there's cash in the house. We're both also lax when it comes to writing the debits down so I never balance.
Checks I use for bill paying-but this past month someone at the bank wasn't paying attention and debited a $300 check as a $20 check; then, because we didn't write down 4 debits, we were technically overdrawn, but with the bank error, have more than $200 available...I'm sure they'll find it so this week's deposit won't get recorded in my ledger.
Charge cards aren't any better. I always think there's more there than there is and end up overcharging.
Ok...maybe I'm just really bad with money....
Carry on...
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Don't blame me. I didn't vote for either of'em.
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