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Yeah that visa ad is bs..Trying to get the sheep to use the plastic (ie keep your hard earned moola in their financial institution), occasionally overdraw (to the tune of $29 a pop)and to make money off your money....
Reminds me of a funny but true ad. "I called my bank to report unauthorized withdrawls to my account.... Then I realized that it was my bank doing the withdrawing"
<rant>
And, do not get me started on cards that do not read...The problem in this state is not so much the bank cards as it is the state issued foodstamp cards...
</rant>
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And the day came when the risk to remain tight in a bud was more painful than the risk it took to blossom.
Anais Nin
I Wish You Well. 
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