I'd buy a new bike. Maybe a GSX-R1000 or an YZF-R6. And a 17" PowerBook G4.

After that I would invest the rest in Cancer research.

I would buy three airline tickets from ohio to california, one adult, two children. First class

I would get that rifle I want, pay off my credit card, and then get a Ducati with the money left over

Pay off my student loans/credit card, invest the rest.

More of my house.

stock in AVN, buy and sell real quick

Those bloody Dolan's gave this virus to me....it goes like this:

-Pay off your debts (up to one half of money)
-Invest one third
-Play with one third so I dont feel ripped off. For 6K, I'd buy jewels for my sweetie, and put the rest to audio gear and a new computer for myself.

Um... I would get a new laptop, a wacom intuos tablet, a new server for my room, a better sound system for both my tv and computer, and buy as much anime as I can :D

If that doesn't add up to 20000 then I would have to put a down payment on a acura NSX or some other nice car

Hookers and booze.

Kidding.

I'd probably plow it into the house. It's my only appreciating asset right now.

But if I didn't have a house or debts or responsibilities? Hookers and booze, all the way, baby! :D

Realistically: I'd put it 17k towards college - that's 17k less in loans I'll need (not even a year of school though :() and I'd put 3k in a Roth IRA (the yearly limit).

Greedily: I'd spend about 3-4k on computer stuff, getting an awesome, clear, plexiglass case with lights, etc.

I'd put the rest into other cool stuff like some nice furniture I'll be able to use for a long time to come and perhaps some home entertainment products.

computer - $2-3k
big plasma tv - $4-6k
surround sound system - $1-3k
invest/save - $6k
fool around with the rest of it

I would pay 1/5th of my law school debt.

ouch.

American, United, and Delta stock.......maybe it is a good thing I don't have 20K. Actually, that might be enough to look at getting some investment property.

That's about $30000 canadian. I'd put it on my mortgage. I really don't need anything right now so why not. It would enable me to retire mortage free in about 15 years.

pay for school... i'd still be short

car

A VW Passat coupe

I would get on this plane and never look back!

a slight variation:
hookers and weed

Buy a Two Month Long Vacation

seriously: i'd put it all in a S&P500 index fund.
frivolously: a car for my gf, new set of rims and tires for my car, and i'll use the spare change to get myself a 21" LCD monitor. :D

$20k...

Martin D-42 Guitar
and the rest goes towards my down payment for my house :)

Easy, a nice new computer and a new car. I don't have my own at the moment.

Sharing sucks.

Great thread oane!!

Besides of course the obvious, investing it.

First I would buy a really nice computer to replace my aging one.

I would buy a really nice projector for my computer. Then get a wireless keyboard / mouse. A nice surround sound system. To top it off a super comfy recliner.

Then after all that I would spend the rest on a nice car and take a road trip untill it was all gone.

1 hr drive to foxwoods casino and one hell of a gambling party

Pay off my student debt and probably take all my friends to a nice night out.

I'd do a "Ghost", and drop it in a collection box at the Women's Shelter. I did'nt earn it or try to win it, I would spend the rest of my life trying to figure out if I spent it wisely. Giving it away or "spending"$20k on food supplies or clothing would make feel like I accomplished something.

I'd start looking at a houses.

And of course...I can't believe no one mentioned this yet...I'd donate a few bucks to TFP.

half of it would pay off my car. another quarter of it would clear my pressing debts. i'd prolly use the rest to buy out of my lease and look into renting a house.

and a nice 36 inch tv

and a decent sound system to compliment it

and a ps2 and xbox with enough games to justify owning them

and a two taco plate from filiberto's. :D

That would be divided nicely into two categories.. the first would be $17,000 toward the purchase of a nice Cadillac, some rims, tinting, and possibly bodywork. That wouldn't cover it all, but I'd have to save the other $3,000 for buying clothes and other things to emphasis how shallow I am. :D

1/2 to start business, 1/2 to pay uncle sam's educational loan agreement.

Pay off the 6,000 I owe on my suv.
The rest would be spent on building a gameroom/LAN party room.
20'x20' with a 6'x4' enclosed bathroom. 2 Cat5 jacks on each wall. Router/hub built into wall. 3 corner desks. 3 regular desks. Entertainment center and bookcase.
Ive got the plans in AutoCAD if you wanna see :D
heh so I've thought about it once or twice.

Couldn't track down and buy a decent, fuel-efficient used car in less than two hours...

Couldn't get myself my own apartment in less than two hours...

I guess I'd just pay off some nagging bills, buy a new computer, a couple consoles and a buncha games, a GBA (I was refused consoles as a child, never got my fill), donate to TFP and a few other organizations, buy a bunch of CDs to replace all the MP3s I've "found" on the Internet (cough, cough), buy a bunch of DVDs of the movies I love, get some new clothes, get a brick of kind bud and procure *three* high-class call girls for the next twelve hours in the penthouse suite at the top of the St. Francis muthafuckin Hotel.

Id buy a $20,000 hat.

Or a $19,999 hat and a coke.

I'd use it all to pay down the house.
The sooner I get this this thing payed off the sooner I can retire, and become a house husband!

whats up
 

I would definately buy another street bike, then I would buy a flock of penguins i think, just to say I have penguins, I always wanted a flock of penguins!!!!

payoff my truck and car.....boring but it would save me 600 bucks a month to buy more stuff!

I'd go pay the interest on one of my notes at the bank.

I'd pay off all my debts, and then sepend the rest on my hobbies. (such as playing against others with airsoft weapons)

if they wouldn't let me pay off the bill colloectors I would make -damn- sure they did, even if that involved a bottle of jack daneals, 9mm and a shovel.

A sleeping bag and a light tent, I'd go hitch-hiking through europe this summer.

Just to stick with the rules, and assume that "investing/saving" in one form or another would be cheating, here's what I'd do.

Pay off my debt:

School: 15,000
Credit Card: 1,000
Other Credit Card: 3,000

Hmm....I'd buy a used motorcycle for 700 bucks somewhere, and then 6 months worth of insurance...

...or...

An xbox, with some games, and some ps2 games, and some gamecube games.

Oh! And buy a bunch of magazine subscriptions....I spend to much on the newsstand price.