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We have a joint checking account and I do not touch the checkbook. Everytime I touch it something goes terribly wrong with the entire world's bookkeeping system - a monetraty catastrophe of world shaking proportion takes palce. I take out what I need for walkin' around money and leave the rest well enough alone.
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Life isn't always a bowl of cherries, sometimes it's more like a jar of Jalapenos --- what you say or do today might burn your ass tomorrow!!!
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