The 512 point is where windows stops using ram effictively. Buying more...well, it's up to you to consider it a complete waste of $$.
I'd buy the HD.
By the way, tigerdirect is consistantly more expensive than newegg.com.
Only go to tiger if you LIKE paying more money for no reason at all.
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I can sum up the clash of religion in one sentence:
"My Invisible Friend is better than your Invisible Friend."
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