I hate saying 'pussy', it just doesn't sit properly with me. It sounds really harsh and the 's' sound makes it sound sleazy. I usually refer to it as 'down there' or her 'hoo-hoo' as a bit of a joke, but it works for the both of us. I can never bring myself to say 'cunt', <i>that</i> is such an awful word
I just say 'dick' too.
It's amusing to think that no matter what the genitals were called, we'd think of a way to avoid saying it. If the vagina were called a 'car', we'd feel as awkward about saying 'car' as we do now about saying 'vagina' now.