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Student loans suck!
They really screw up your life. Just at the time when you are ready to enjoy your new income, you have to start paying them back FOREVER. If she does whatever she's going to do without going into debt, she'll be much happier.
Take it from me. My wife and I just paid off all our debts, except the house. We scrimped and saved, and cut out lots of stuff for a few years, but we did it. She's about to get laid off, but it is no big deal, because we don't owe anyone anything.
Whatever she ends up doing, try and persuade her from the student loans.
As bigjule said, she might be able to pay for her school entirely using scholarships, especially since she is a non traditional student. There are some software programs out there that are searchable and contain all of the details and eligibility requirements for like 60,000 scholarships. She should take a month and spend it applying for 1,000 scholarships, and then school would be paid for.
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"You're not allowed to rent here anymore!" -- Randall
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