I think Chavos answered that one pretty well.
It's an economic lean to. The government chooses to hand out incentives. The insurance company chooses to hand out incentives. Most important, the courts need a concept of marriage to apply fair law.
You need a set of critereon to judge folks by to determine whether they get to take advantage of these incentives. Likewise you need a set of critereon for the courts to administer to determine whether you're entitled to child support, alimony, property, widower's rights, etc....
You need a legal concept of marriage/civil union and you need the rules to apply across the board for everyone
It seems a little unfair to discriminate against couples just because they've got a matching set of genitalia.
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