interval: EVERY 3 months or 3000 miles. end of story. Ive seen the numbers (statistical studies done by various manufacturers (of vehicles, oil, filters, etc)) and the 3000 mile interval produces the longest lasting engines by a HUGE margin. IIRC, an engine that has regular 3k oil service (INCLUDING filter every time) lasts on average 20-30% longer than one that has had 5k service.
chassis/body lube: as stated above, there are almost no cars still using body lubrication. and in fact, very few of them still have oe lube points for suspension and steering parts. so, unless you have had any ball joints or tie rod ends replaced, there is no need to worry about lubing these parts. a 98 Accord, being front wheel drive, would only have lower ball joints and outer tie rod ends to lube, and Im sure the OE parts do not have grease fittings.
should you ever have one of these parts replaced, it is likely that the replacement part (I recommend Moog brand steering and suspension parts) WILL have a grease fitting. It should be greased upon installation and once a year thereafter.
no real need to worry about metal fragments in the oil. sure, you can put a magnet in the oil pan (if you want to go to the hassle of taking off the pan to do so) but unless you have had major engine trouble, chances are that there are no fragments to worry about. besides, the average oil filter will catch 99% of all normal wear fragments (which are nearly microscopic in size).
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Some wrong been done, he done it first. -fz
I jus' want ta thank you...falettinme...be mice elf...agin...
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