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Like someone said above, there is no such thing as cheap car insurance when you are young. I'm paying what they charge you for 6 months to cover 2 cars (and my wife and I as drivers) for a whole year. I'm with USAA as well, but that is generally not available to the general public. Once you find a couple of good quotes, find out how you can reduce it. There are sometimes discounts for taking things such as a defensive driving course, etc.
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