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That bit about financing is true, as far as it goes. What it leaves out is the fact that an income stream can die w/o warning, at which point the amount you've paid is forfeit when they reposess "your" car. Also, that investment income is no more guaranteed than is anything else since "past performance is not an indicator of future returns".
I prefer a sane bet, since I can't guarantee the future. I can guarantee the past. Financing is right out.
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