| I did martial arts for a long time, and yeah you are mostly right, lots of the teachers are just out to make a buck.  Usually they charge per month (I stopped by a place that had outrageous prices, over $400 PER month, not including sign up fees, uniforms, or belt tests).  Belt tests are just another way to get more money ($200 for a fucking 2 hour test which doesnt require any materials you dont already have?).  Either way I got my blackbelt in Tae Kwon Do.  Can say TKD is almost absolutley useless in a real fight.  Sure you can kick the shit out of someone who cant fight, but when you are put up agaisnt a "street fighter" you will probably get waxed.  If you want to do non-sport martial arts, look for a school that doesnt fuck around with bullshit like forms/katas, and does full contact sparring (no pulling punches) and ground work.  Most traditional arts are a waste of time if you are looking for something practical. 
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