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I use POS machines, but I won't use those ghetto atms that some one could take away in their truck at night...
However I do not have a Visa Check card style ATM card, I have a plain ATM card that does not do Visa/MC.... This is A LOT safer as if someone gets the card or the number they need your pin to do something with it...
Otherwise they can just use the number as a regular credit card, and the banks have worthless policies on this, you will usually be out the cash unlike a real credit card.
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