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		 My wife and I have one joint account.  I earn most of the money (she is a stay at home mum).  Neither of us are big spenders, and will discuss just about everything we buy.  I don't have anything to hide - why would I need a separate account? 
		
		
		
		
		
			
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				who hid my keyboard's PANIC button?
			 
		
		
		
		
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