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I agree, this is personal.
Using your credit card to buy stuff is one thing...
Having crap shipped to your home address is another...
Using your credit card to have stuff shipped to your home address? That's personal.
Diet pills and penis enlargement?
That's family.
If you're single I'd say it's an ex girlfriend.
If you're married, it's your kid.
If you're military, it's your best friend.
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