I know, it's somewhat confusing to reference it all, but no, the insurance carrier for the car I borrowed(my relative's car) sent out the adjuster. I assume that the other guy's insurance sent an adjuster out as well, but I haven't been made aware of anything on that end. They also wouldn't have to ask to look at the car I borrowed because I have nowhere to park it other than on a public street. The last I heard from him(my neighbor) he had notified his insurance, sent them a copy of the police report and that was it.
My relative is the insurer of the car I borrowed.
I was more angry than panicked. It's a bit frustrating to have a police officer knock on your door at midnight and then have him call you a liar and a criminal. Not only that but to know that almost no one will believe anything but what the officer has to say about it.
What I wasn't sure about is if my neighbor's insurance couldn't get any money from my relative's insurance (which is what the adjuster said was going to happen), that they then would come after me personally for it (or possibly my insurance company).
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The advantage law is the best law in rugby, because it lets you ignore all the others for the good of the game.
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