i work in the mental health field currently. in the area i live in, that the starting salary between a new graduate with a masters degree and a new graduate with a bachelors degree is around a 10k difference. after you have roughly 4 years of human services experience, your qualifications are upgraded and the salary difference between a bachelors degree and a starting salary for (new graduate with a) masters is roughly 4k difference.
i believe the thing you'll want to look at is the employee duties of each degree and what you're passionate about in that field (if psychology related areas are what you're passionate about). the duties are VERY different between bachelors and masters positions.
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