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$50,000 is nothing. I'm $30,000 in debt from undergrad and it's a very small portion of what I pay every month in bills. $50,000 is a good deal for undergrad and a MA IMO. Go for it, it's not a waste of money. There's no getting around debt. Once you graduate if you buy a house then you're $150,000 in debt. Then a car, $20,000 more. That's just how things work. It seems overwhelming while you're in college (I know it seemed like that to me too) but it's not as big of a deal when you graduate and get any decent job.
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"A Darwinian attacks his theory, seeking to find flaws. An ID believer defends his theory, seeking to conceal flaws." -Roger Ebert
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