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I had my car totaled by a hit and runner. They never caught the guy. I was upside down on the loan, so even though I had insurance, it sucked to be me.
A truck forced my wife off the road and into a tree. Because the truck didn't actually TOUCH her car, even though she had a bunch of witnesses, it was impossible to prove the truck was at fault. The moral? If you are going to have an accident, be sure to get hit. And get hit hard enough to take someone down with you.
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Ass, gas or grass. Nobody rides for free.
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