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Police departments evaluate the credit score of cadet applications to determine whether the person has substantial debt which would make them statistically more likely to accept bribes, but also to determine whether they have a sense of personal responsibility.
Having a good credit rating, to me, signals that the person has at least a modicum of self-respect and personal responsibility, and works to pay back those they have borrowed money from. I understand that there are always exceptions, wherein someone is forced to utilize credit after being laid off, family emergency, or medical expenses, but I think that is far from the norm.
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"I'm typing on a computer of science, which is being sent by science wires to a little science server where you can access it. I'm not typing on a computer of philosophy or religion or whatever other thing you think can be used to understand the universe because they're a poor substitute in the role of understanding the universe which exists independent from ourselves." - Willravel
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