Quote:
Originally Posted by Xerxys
Jewels, I wasn't implying that people in debt are the scum of the earth. What I am trying to explain is bad spending habits and poor money management skills are in fact signs of low self esteem. How about we look at the MO of a spendthrift ... look at someone who has no visible plan for the future and constantly throws good money after bad, doesn't pay the bills on time and the bulk of their debt is in charges, fees and/or penalties. Such people are always waiting for someone to bail them out.
Purely from a mathematical point of view, the bulk of debt in the USA is usually revolving credit. Not things like mortgages or equity based loans ... but actual credit card debt. These numbers lead me to believe that it is in fact MOST of the people in debt have low self worth issues.
I could derail this thread for so long talking about parents and their goddamned "responsibility" but I will leave you with this ... if you are going to go out of your way to make someone else's life diffucult, how about you just NOT have kids then ok?
I often question people who think of themselves as "adults"!!
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<derail>
Wow, I think a parent's duty is to raise the child to adulthood with some sense of self sufficiency. Just because you don't go to college, doesn't mean you will end up working at McDonald's. I don't see how having your children assume adult responsibilities when they become adults is a bad thing. They see that you have stuff because you earned it, then they will have something if they earn it.
I often question people who feel that they have a right to expect exceptional treatment from their parents. Sorry if you didn't get that neato Nintendo for Christmas or mommy and daddy didn't pay your way through your college career of drinking and cavorting with coeds... ( so much anger ). Your parents do not owe you anything but to feed, clothe, and raise you into a responsible adult. That line is 18, in this country. If you get more, then hooray for your parents, if you don't get more, then get to working on getting what you want. Luckily I grew up poor and learned that lesson, and still think my parents did what they were supposed to do.
I would also like to point out that many investment brokers are suggesting that people do not save up for their kids college education, because it is a horrible burden, and will lead to insufficient funds in your old age to live on. Is your solution that your kids are now responsible to take care of you when they are old and broke? Never mind, I really don't give a rat's ass what your opinion is after all.
</derail>
Yep, fiscal responsibility for your own bills is something to cherish in a SO, and your grown children.
---------- Post added at 06:31 PM ---------- Previous post was at 06:19 PM ----------
Quote:
Originally Posted by Raghnar -ITA-
Because in first place They are Parents, so they should care about sons? O_o
College Ed. isn't "Crap", can tell the difference if 10 years later you will serving at McDonalds or have a good payed job. The car at 16 can be a "crap" that one can pass by and "if you want it, you buy it", the College I don't think is so.
I don't feel a very responsible attitude buy a Porsche and let your son pay the fees...
Anyway here is veeery different.
1- No Bank give loans for student. Sometimes (and is rare) do it for an MBA or so, if you are a good student and can't afford the Master, but there aren't loans for college fees. In fact is VERY rare that a bank give loans to anyone without tenured jobs.
2- Parents are forced by law to give kids any education they want in limit of their possibilities (and because college fees are graded to be ever in the possibility of anyone, it translate that parents pays college forcefully) and of the possibility of the son (obviously if he's not cut to study and he fail the exams is not compulsory education)
3- Situation here is so radicated that isn't minimally at stake the point 1 or 2. No-one will ever think that student loans are a possibility and no parents that isn't literally starving will refuse to pay the college (also because if you are starving you don't pay and you get payed if you remain on an avarage marks or little below)
Sorry for talking about non-american education and loans system... :P
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Really don't mean to derail, but... I didn't mean to imply College Ed is crap. Obviously I wouldn't have struggled the many, many years I did to get my BS in mechanical engineering if I thought it was crap. I meant each individual adult has to be responsible for making his/her own way, and paying for it. It sucks, but in the US it is becoming more and more economically unfeasible for parents to pay their kids way through college. Even public universities are getting too expensive and people, as it has been pointed out earlier, are already in debt up to their eyeballs, so they really can't afford to pay the huge college debt.
If we otherwise had the government structure of your homeland, it would be more feasible to make parents pay. I still do not think it is the parents obligation to do so. I do plan on helping my daughter as much as possible, but I have always planned to die poor. Hell I am paying more for her dance classes than I spent for college tuition when I went so many years ago.