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Why are parents responsible for their kids college education? They are adults by then and need to figure out how they are going to pay for their own crap. I think it's nice when a parent can and will pay for college, but it's not really their responsibility. If your parents raised you well otherwise, then they can spend their money however they want to.
I got through college on my own, and I think I appreciate it more than some of my contemporaries for not having a free ride. I did get loans, thankfully only about 4 grand, and I paid them back.
As far as bad credit is concerned. If good credit is important to you, and it should be, then you need to partner up with someone that feels the same way. I didn't and I am sure paying the price now.
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bill hicks - "I don't mean to sound bitter, cold, or cruel, but I am, so that's how it comes out."
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