Sorry, what exactly is a Chapter 7? It refers to something specific or ist's only refered to "some more step ahead in your life"?
We in Italy are lucky that college (Master Degree included) is practically free. You pay usually what you're family can afford (from 0 euros if you're broke to 3k euros if you're family is millionaire, so nothing too expensive), often you get payed from the university even if your results are below avarage just because you're a poor guy (and you don't get payed even if you're the best in yours year if you can pay your bills).
Is very uncommon for a guy get out from studies with substantial debts, they comes when you buy good cars or a home (and there you pay yours debts for 20/30 years) that usually come AFTER found the right girl to marry.
Anyway also being able to live good with what you get is a virtue. If I'll find a girlfriend that doesn't pay loans to buy a brand new car and continue to buy fashionable dresses and live beyond her possibility this isn't gonna work until she fix it. I can't give my money and the destiny of my family to a girl like that.
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English N00b - Please help if you have time and correct my errors
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