|
First off, the government option being brought before congress ISN'T A SINGLE PAYER SYSTEM, meaning companies and citizens aren't 'switching' to government option unless they choose to due to costs. That means the insurance companies will have to compete.
However, lets extrapolate what a Single Payer system would do.
Companies pay huge money (combined with employer contributions) now. These companies would/could continue to do so, picking up the 'tax' contribution which would still be less than they pay now. Dr offices would operate cheaper without spending time and employee payroll on forms, denial re-claims, indigent care (hospitals), and the like. These costs of privatized care are why the WHO ranks American health care as #1 in expense, #32 in care world-wide.
Your claim is perused by at least one Doctor and one lawyer trying to find a way to not pay the claim. Health care costs are the #1 reason for bankruptcy in America, many of whom HAVE privatized insurance.
__________________
Diagonally parked in a parellel universe
|