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I suggest you call the parties to whom you owe money and set up a payment plan. Most health care providers are pretty agreeable to that, as long as they know they'll be getting something every month.
Something similar happened to me - my medical bills in 2008 were much higher than my coverage, but I had a $2,000 maximum out-of-pocket clause in my coverage. I called the health provider (Mayo Clinic) and set up a $200/month payment plan. About six months after that, I got laid off. I called them again, and asked if they'd accept $50/mo until I get back on my feet. They're okay with it, so far.
Which reminds me . . . . I forgot to pay therm this month.
/ leaves to get debit card and go phone them
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If you want to avoid 95% of internet spelling errors:
"If your ridiculous pants are too loose, you're definitely going to lose them. Tell your two loser friends over there that they're going to lose theirs, too."
It won't hurt your fashion sense, either.
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