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Old 03-26-2009, 09:36 AM   #1 (permalink)
soma
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Location: USA
0% Credit Card To Hold Me Over After Graduation?

I will be graduating in the spring and am worried about not getting a job. Right now, I'm getting along just fine with just one credit card that doesn't carry a balance each month and a low paying on-campus part time job. After I graduate, I might not have this job, and am thinking about getting a credit card with a 3-6month 0% interest rate to hold me over.

I could probably live on my current credit card for a few months, but I'm afraid I wouldn't be able to pay the balance each month which would hurt my credit score and cost me in interest and late fees. So basically I'm wondering if getting another credit card would be smarter than just living on my current one. Obviously the best choice would be to get a good job right after graduating, but considering the current job market, I'm really not sure if that's going to happen right away.

Any thoughts or advice would be appreciated. Thanks.
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