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Well, whatever I had to say on those other threads I said it there.
But here I have to say that the idea that anyone who is in financial trouble or relationship trouble is in that position because of a lax work ethic (or whatever you want to call) is a myth. "Hard working" people do go broke all the time, get stuck in messy relationships all the time, and so on. Life might seem simple and carefree when you are 21, single, and debt free.
As you age, opportunities start to dry up, relationships go beyond just "being in love" and things get seriously more complicated. Yes, there are emo girls who put up with a lot of abuse as they are young in exchange for the financial security of older men, and that might be silly. But to reduce that as a sort of the basic problem of relationships and that "hard work" is always the answer is sort of naive and shortsighted.
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