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Tilted Cat Head
Administrator
Location: Manhattan, NY
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Quote:
Originally Posted by genuinegirly
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Fiscal responsibility isn't about using coupons.
Coupons are designed by manufacturers to get you hooked on a product, not to save you money. It's better to avoid consumer culture and the coupons that come along with them.
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Fiscal responsibility is about knowing when to save and when to spend. When there's more money coming in - save it.
When there's less or no money coming in - try not to spend what you've saved.
That's all there is to it. Don't over-spend. If you see a little extra cash coming in unexpectedly, don't increase your budget by adopting senseless expenses. If you can't see yourself affording your lifestyle with half of your income, you shouldn't be living that lifestyle.
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The bottom part is the crux of this, just like the Calories thread I started yesterday, it really is as simple as that.
But the first part the consumer/coupon culture. You don't make all your own products, and if there is a coupon that allows you to save money on products you normally purchase, why wouldn't you use it?
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