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Old 02-20-2009, 05:23 PM   #3 (permalink)
Xerxys
Junkie
 
Location: My head.
Wow, B_G, just wow..... My spending well, lately, would appall all of you. I recently had to pay off my credit cards and freeze all my savings account off limits in order to make sure I return to the highest possible amount ready to spend.

Fiscal responsibility to me means having no debt whatsoever incurred by items that are not sustainable or even useful... i.e. cars, spending big money to get that big screen TV, cell phones etc etc, basically what was outlined in the OP. My debt ratio is less than 50% because I made some good and bad judgments along the way of moving out but I still have a bad score.

I am working to owe absolutely nothing before I make any changes in my life at all. I also dream of being able to send my kids to college before I have them. (3 that is) That to me is fiscal responsibility, to be able to get anything when I want it and not chew at corners in the end.
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