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We have a joint accounts. We used to both have seperate checking accounts but I closed mine. I always check the accounts online so even though she does the bills, I know how much went out and where.
We maintain our own credit cards. I have no idea what her balances are but knowing that she is a shopper, I imagine they are fairly high. So long as she can make the payments without affecting the household bills, I don't care what she spends her money on.
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