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Lasereth, I think that we've now hit the point where you need a lawyer to give you an answer. Given the facts above, I think you do have grounds to file suit, but I strongly suggest that you contact an attorney before doing anything else. As a guy that does liability insurance all day every day and understand the civil court system pretty well in general, I think you could file suit and win. I think you could also file suit and lose. The devil is going to be in the details, and you need a professional to give you his studied opinion.
Sorry.
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