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The fact that your son broke his glasses isn't so much the problem here. Those are costs that will happen from time to time.
Explain the situation to your husband, fully, in complete detail. Tell him to leave the card behind. Revert to bills and coins both (if you don't want to make it seem like it's all about him).
Ditch all DCs and CCs for a good long while.
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Moderation should be moderately moderated.
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