No matter how you set up accounts, your husband's habits need to change or you'll never have substantial savings. If he keeps going on as he does, there'll be nothing going into your special, independent savings account outside of your $150/week, if you can even manage that. It's all about income minus expenses. Divy it up all you want, if nothing changes, things will stay the same. Home Depot 4 to 5 times a week? I don't even go to a coffee shop that often.
Random factoid:
Quote:
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Assuming an annual interest rate of 9%, and paying the minimum monthly payment on $3,000 of credit card debt, it could take you approximately 50 years, and result in interest payments equaling $1,500. You would be paying 50% more than if you had paid cash!
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Source: http://www.debtsteps.com/credit-card-debt-facts.html
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
Last edited by Baraka_Guru; 06-03-2007 at 06:04 PM..
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