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Originally Posted by StellaLuna
Get a joint household account going- make sure that money goes into it from both of you to cover those expenses like mortgage, utilities, food, etc., and have your own discretionary checking accounts. I wish I had done the same-- a lot of arguments could have been avoided.
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Exactly! On all accounts.
We have a joint household account, and personal accounts. We figured out alllll of our joint bills, split them in half, and have that much deposited into the account. Had to average out the variable bills like elec, but we averaged out the last 12 months and use that as our base.
We also averaged out our food costs and actually use a completely separate joint account for that (different reasons, it just works for us).
All other overflow (after retirement savings and such) goes into the personal accounts, and all personal bills (to whatever point you want, we go so far as to pay for our own drycleaning and Rx's and haircuts, ec. ) and costs come out of here.
I highly HIGHLY recommend it, I wish to god I had done this years ago.