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Obviously, it's not a problem of you not being wise about what's being spent, and where, but him. So separate checking accounts seems like the way to go.
Personally, I have three bank accounts: one bricks-and-mortar checking account, one online checking account, and one online savings account. I use the first checking account for day-to-day discretionary spending, the second for household expenses (Costco/laundry). Splitting up your accounts makes good sense. That way you will worry less about his spending.
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If I am not better, at least I am different. --Jean-Jacques Rousseau
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