|
Separate debit cards. My wife and I do this, and we each have become responsible spenders (as opposed to 2 years ago when we were splurgers). We're both much happier. We have like 5 accounts total: college for the little one, savings, joint checking, his and hers checking. It's up to you how you want to alocate funds into each of your accounts, but if you can both agree on something, and you don't have access to his card or him to yours except in an emergency, then you might be better off.
|