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First, I wouldn't put any time constraints on making a purchase this big... unless you have no other mode of transportation, I would take my time and do plenty of research and test driving to reduce the chance of having buyer's remorse later on.
That said, you might want to look at the Hyundai Sonata... it competes against the Honda Accord and Toyota Camry. You can get a 234-hp V6 model that lists around $21k... so with a little negotiation you could probably get it for under $20k. The V6 gets pretty decent gas mileage also at 20/30mpg. It is sporty like the Mazda 3, but a bit roomier... plus it comes with a 10-year/100k mile warranty.
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