So ktspktsp and I have been married for 4 months today, yippee!!  But we are moving to Iceland in two weeks and I guess that's making me worry about what would happen if one of us died or was injured accidentally (yeah, morbid I know).  
Basically, when and how should a married couple go about establishing a legal safety net for themselves?  And how much does that cost?
We're only 27, so I know it's a bit premature, but we all know that shit happens anytime and any place and I don't want one of us being left high and dry if we need to make decisions for the other person, a la Terry Schiavo.  
 
Any tips?  Can this be done quickly, or should we wait until we get back from Iceland (1 year)?