Ok, just for this thread, I actually wend out in the snow and remover the right side shoulder belt from the 5 point safety harness in my race car. The warning label on it reads as follows:
IMPORTANT!
READ THIS WARNING!
Racing is dangerous.
Conditions will occur that will cause any device to fail.
Incidents will occur resulting in injury or death.
The user assumes all risk when using this product.
And then it goes on with more stuff saying if you get hurt its your fault.
Maybe the major auto makers should put labels like that on there seat belts!