She is stopping probably for a number of reasons. The moment right before orgasm can feel extremely odd; the body tenses up, the clitoris feels like a tickle/pain surging through it. If she is not aware of the sensation, she'd be uncomfortable and think that she's going to hurt.
The obviously more important aspect is from your OP. It's clear there were serious issues and I echo the point that you need to continue seeing a therapist.
Orgasm is probably the most intensely personal reaction a person can have with another and the slightest self-conscious moment will prevent it. She needs to trust herself into letting go, in trusting that what she's doing truly is pleasure. Her issues are serious and can't be solved in a forum, no matter how good the advice might seem. Good luck.
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