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Originally Posted by pan6467
Plead "No Contest" that way the insurance company can't use anything against her.
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This is not true. A no contest plea means YOU are not admitting guilt, just that the prosecution has enough evidence to convict you. The judge can (and will) then find you guilty. The verdict will read "guilty" and the insurance company will nail you just as hard as if you plead guilty.
The reason for an alford or nolo contendere plea is so that the prosecution will offer you a deal - - -i.e. "hey chop the violation to 10 over instead of 30 over and I'll plead no contest".