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I think, in terms of money (and most other things), moderation is key. Save some, spend some. You've got to live in the now, make it worth living without sacrificing your future.
Personally I prefer to be friends with people about the same income level as I am--it just makes it easier. Too poor and they begrudge you the things you have been given and the things you've worked for; too rich and they make you feel bad about not having enough to spend the way they do. This is how it seems to work for girls, at least.
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If I am not better, at least I am different. --Jean-Jacques Rousseau
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