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Definitely go with the parents; I'd go with the "live together and be merry" solution were it not for the $150k that you mentioned. That's definitely something you should be saving towards, not throwing it away so you can live apart from the parents.
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"I'm typing on a computer of science, which is being sent by science wires to a little science server where you can access it. I'm not typing on a computer of philosophy or religion or whatever other thing you think can be used to understand the universe because they're a poor substitute in the role of understanding the universe which exists independent from ourselves." - Willravel
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