Quote:
Originally Posted by xepherys
d) Also mentioned on /. that insurance companies, as long as they were not legally allowed to discriminate against potentially less healthy people, could hedge their money correctly, and possibly lower health care costs while also still turning a damned good profit. If used properly, this could be good for us all.
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Let me play devil's advocate here and ask why insurance companiies shouldn't be able to use the DNA (genetic) information to determine insurability and rate structure? Don't they discriminate already? My wife's life insurance costs less than mine for example.
Or to put it another way, why shouldn't people with higher risk pay more?