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My wife and I have a 4-month-old son who is the center of our lives. Honestly we afford it, because we choose to. Also, your sense of what is expensive changes drastically once you start to see what's available. That said, there are ways to control your costs, for instance, instead of day care you might try an Au Pair. You sould also never forget that Grandparents want to spend money on their little G-babies, so that is another way.
Even after shelling out all of our expendable income and them some, we are quite happy as our little one makes everything better.
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