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After a couple quick googles it looks like the 95 only had the 2.2L engine which is a non-interference design. If that's true you can run it until it breaks and you'll be out no more than the taxi/tow. Verify it's the 2.2L and get a 2nd opinion.
As mentioned, there's no warning when a timing belt is about to fail. Non-interference generally just dies and you're inconvenienced. Interference makes an awful racket as the engine parts collide on their way to car-heaven.
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There are a vast number of people who are uninformed and heavily propagandized, but fundamentally decent. The propaganda that inundates them is effective when unchallenged, but much of it goes only skin deep. If they can be brought to raise questions and apply their decent instincts and basic intelligence, many people quickly escape the confines of the doctrinal system and are willing to do something to help others who are really suffering and oppressed." -Manufacturing Consent: Noam Chomsky and the Media, p. 195
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