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I waited till I could afford them. In other words, I did everything humanly possible to get a well paying career as soon as possible. I started working at 14, and I have not stopped since. I had $100k tucked away by the time I got married (a year and a half ago), and I STILL have to budget carefully. Yes, kids are expensive. For me, it's justt a part of life. I'd pay a million dollars just to hear my daughter laugh, though (even when she's been up all night singing to her teddy bear).
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